Welcome to South Jersey Federal Credit Union

Type	Features	Rate	APY*
Statement Savings- Tier 1	$100 - $4,999	0.15%	0.15%
Statement Savings- Tier 2	$5,000 - $24,999	0.25%	0.15% - 0.23%
Statement Savings- Tier 3	$25,000 and Above	0.40%	0.23% - 0.40%
Teacher's Club- Tier 1	$100-$4,999	0.15%	0.15%
Teacher's Club- Tier 2	$5,000 and Above	0.25%	0.15%- 0.25%
Savings Sub Share	No Minimum Balance Required	0.15%	0.15%
Christmas Club	Maturity date October 1	0.25%`	0.25%
Vacation Club	Maturity date April 1	0.25%	0.25%
Checking	No Minimum Balance Required	0.10%	0.10%
Individual Retirement Account (IRA) - Tier 1	$0 -$19,999	0.65%	0.65%
Individual Retirement Account (IRA) – Tier 2	$20,000 - $49,999	.75%	0.65% - .71%
Individual Retirement Account (IRA) – Tier 3	$50,000 and Above	1.15%	.71% - 1.15%
Share Certificate 1 Year 2 Year 3 Year 4 Year 5 Year	Minimum Deposit of $1,000 $1,000 $1,000 $1,000 $1,000	.55% .75% 1.00% 1.50% 1.75%	.55% .75% 1.00% 1.51% 1.76%
Share Certificate 1 Year 2 Year 3 Year 4 Year 5 Year	Minimum Deposit of $20,000 $20,000 $20,000 $20,000 $20,000	.65% .85% 1.30% 1.70% 2.05%	.65% .85% 1.31% 1.71% 2.07%
Share Certificate 1 Year 2 Year 3 Year 4 Year 5 Year	Minimum Deposit of $50,000 $50,000 $50,000 $50,000 $50,000	.65% .85% 1.30% 1.70% 2.05%	.65% .85% 1.31% 1.71% 2.07%
Share Certificate 1 Year IRA 2 Year IRA 3 Year IRA 4 Year IRA 5 Year IRA	Minimum Deposit of $1,000 $1,000 $1,000 $1,000 $1,000	.55% .75% 1.00% 1.50% 1.75%	.55% .75% 1.00% 1.51% 1.76%
Share Certificate 1 Year IRA 2 Year IRA 3 Year IRA 4 Year IRA 5 Year IRA	Minimum Deposit of $20,000 $20,000 $20,000 $20,000 $20,000	.65% .85% 1.30% 1.70% 2.05%	.65% .85% 1.31% 1.71% 2.07%
Share Certificate 1 Year IRA 2 Year IRA 3 Year IRA 4 Year IRA 5 Year IRA	Minimum Deposit of $50,000 $50,000 $50,000 $50,000 $50,000	.65% .85% 1.30% 1.70% 2.05%	.65% .85% 1.31% 1.71% 2.07%
Money Market	Minimum Deposit of $1,500	0.20%	0.20%
SUPER Money Market	Minimum Deposit of $25,000	0.50%	0.50%
MEGA Money Market	Minimum Deposit of $100,000	.75%	.75%