IRA Rates

All rates are subject to change.

To commemorate our 70th Anniversary,
SJFCU is pleased to offer
70th Anniversary Special CDs and IRA Share Certificates

Term
Type
Minimum
Rate
Yield
17 Month
Share Certificate
$1,000
1.46%
1.47%
17 Month
IRA Share Certificate
$1,000
1.46%
1.47%
         
27 Month
Share Certificate
$1,000
1.85%
1.87%
27 Month
IRA Share Certificate
$1,000
1.85%
1.87%
 

Type

Features

Rate

APY*

Individual Retirement Account (IRA) - Tier 1

$0 -$19,999

1.10%

1.10%

Individual Retirement Account
(IRA) – Tier 2

$20,000 - $49,999

1.35%

1.10% - 1.26%

Individual Retirement Account
(IRA) – Tier 3

$50,000 and Above
1.85%
1.26% - 1.86%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of
$1,000
$1,000
$1,000
$1,000
$1,000


1.35%
1.75%
2.15%
2.35%
3.00%


1.36%
1.76%
2.17%
2.38%
3.04%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of
$20,000
$20,000
$20,000
$20,000
$20,000


1.45%
1.95%
2.20%
2.40%
3.05%


1.46%
1.97%
2.22%
2.43%
3.09%

Share Certificate
1 Year IRA
2 Year IRA
3 Year IRA
4 Year IRA
5 Year IRA

Minimum Deposit of
$50,000
$50,000
$50,000
$50,000
$50,000


1.60%
2.05%
2.35%
2.45%
3.15%


1.61%
2.07%
2.38%
2.48%
3.20%

* Annual Percentage Yield

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